Terms & Conditions

Effective Date: 01/May/2026

1. Eligibility

By using the Platform, you confirm that:

  • you are at least 18 years of age, or are using the Platform under the supervision of a parent or legal guardian
  • you have the legal capacity to enter into a binding agreement
  • the information provided by you is accurate, complete, and current

If you access the Platform on behalf of an organization, institution, healthcare provider, or other entity, you represent that you are authorized to bind such entity to these Terms.

2. About PHIR Health

PHIR Health is a digital healthcare management and health-record organization platform that enables users to manage, organize, store, access, and share healthcare-related information.

PHIR Health may operate as part of the broader PHIR ecosystem, including affiliated services such as:

  • PHIR Wealth
  • PHIR Shiksha
  • PHIR Job
  • PHIR School

3. Medical Disclaimer

IMPORTANT NOTICE:

PHIR Health is not a hospital, emergency response provider, medical clinic, or licensed healthcare practitioner.

PHIR Health does not:

  • provide medical diagnoses
  • prescribe treatment
  • replace licensed healthcare professionals
  • provide emergency medical services
  • guarantee medical outcomes

Any health-related content or information available through the Platform is intended solely for informational, organizational, and record-management purposes.

Users should always consult qualified healthcare professionals before making medical decisions.

In case of a medical emergency, immediately contact emergency services or visit the nearest healthcare facility.

4. Account Registration & Security

Users may be required to create an account to access certain features.

You agree to:

  • provide accurate and updated information
  • maintain confidentiality of login credentials
  • ensure secure access to your account
  • immediately notify PHIR Health of unauthorized access or suspicious activity

You are solely responsible for activities conducted under your account.

PHIR Health shall not be liable for losses resulting from unauthorized access caused by your failure to secure your credentials.

5. Permitted Use

You agree to use the Platform only for lawful and authorized purposes.

Users shall not:

  • violate applicable laws or regulations
  • upload malicious software or harmful code
  • attempt unauthorized access to systems or accounts
  • misuse health information belonging to others
  • engage in fraudulent, abusive, or harmful conduct
  • interfere with platform functionality or security
  • impersonate another individual or entity
  • use the Platform for unlawful commercial exploitation

PHIR Health reserves the right to suspend or terminate access for violations of these Terms.

6. User Content & Health Records

Users may upload health records, reports, prescriptions, documents, images, and other content.

You represent that:

  • you own or have authority to upload such content
  • uploaded content does not violate any law or third-party rights
  • uploaded information is accurate to the best of your knowledge

PHIR Health may store and process such information in accordance with the Privacy Policy.

Users remain responsible for the legality and authenticity of uploaded content.

7. Privacy & Data Protection

Your use of the Platform is also governed by the PHIR Health Privacy Policy.

By using the Platform, you consent to the collection, storage, processing, and sharing of your personal and sensitive information as described in the Privacy Policy.

PHIR Health implements commercially reasonable safeguards to protect user information; however, no digital system can guarantee complete security.

8. Ecosystem Integration

PHIR Health may integrate with other PHIR ecosystem services, including:

  • PHIR Wealth
  • PHIR Shiksha
  • PHIR Job
  • PHIR School

Subject to applicable laws, privacy settings, and user consent, limited information may be used across affiliated services to improve operational efficiency, personalization, and service delivery.

PHIR Health does not sell sensitive personal health information.

9. Third-Party Services

The Platform may contain integrations, tools, content, or services provided by third parties, including:

  • healthcare providers
  • laboratories
  • insurance partners
  • payment gateways
  • cloud hosting providers
  • analytics services

PHIR Health does not control or guarantee third-party services and shall not be responsible for third-party content, privacy practices, delays, or failures.

Your interactions with third-party providers may be governed by their own terms and policies.

10. Payments & Subscriptions

Certain services may require payment, subscription, or registration fees.

Users agree to:

  • provide valid payment information
  • pay applicable charges and taxes
  • comply with subscription terms where applicable

PHIR Health reserves the right to:

  • modify pricing
  • suspend paid features for failed payments
  • refuse or cancel transactions suspected of fraud or misuse

Refunds, cancellations, and billing matters shall be governed by the applicable Refund & Cancellation Policy.

11. Intellectual Property Rights

All Platform content, software, branding, logos, trademarks, graphics, designs, interfaces, educational materials, databases, and technology are owned by or licensed to PHIR Health.

Users may not:

  • reproduce
  • distribute
  • modify
  • reverse engineer
  • commercially exploit
  • copy or republish Platform content

without prior written permission from PHIR Health.

12. Limitation of Liability

To the fullest extent permitted under applicable law, PHIR Health and its affiliates, officers, employees, partners, licensors, and service providers shall not be liable for:

  • indirect or consequential damages
  • loss of data
  • service interruptions
  • unauthorized access
  • technical failures
  • inaccuracies in uploaded information
  • third-party actions
  • medical outcomes or healthcare decisions

Your use of the Platform is at your own risk.

13. Indemnification

You agree to indemnify and hold harmless PHIR Health, its affiliates, officers, employees, and partners from claims, liabilities, damages, costs, or expenses arising from:

  • violation of these Terms
  • misuse of the Platform
  • infringement of third-party rights
  • unlawful or negligent conduct

14. Suspension & Termination

PHIR Health reserves the right to suspend, restrict, or terminate user access at its sole discretion if:

  • these Terms are violated
  • fraudulent or suspicious activity is detected
  • required by law
  • necessary to protect users, systems, or operations

Termination shall not limit any legal rights or remedies available to PHIR Health.

15. Availability of Services

PHIR Health aims to maintain uninterrupted access to the website and mobile application.

However, the Platform may occasionally experience:

  • maintenance downtime
  • technical disruptions
  • server issues
  • internet failures
  • third-party dependency failures

PHIR Health does not guarantee uninterrupted or error-free operation of the Platform.

16. Mobile Application Permissions

The PHIR Health mobile application may request access to certain device features including:

  • camera
  • storage
  • notifications
  • location services
  • microphone

Such permissions are requested solely for functionality, security, communication, healthcare record management, or operational purposes.

Users may manage permissions through device settings.

17. Children’s Use

The Platform is intended for users above 18 years of age.

Users below 18 years may use the Platform only under parental or legal guardian supervision and consent.

Parents or guardians remain responsible for activities conducted by minors.

18. Changes to Terms

PHIR Health reserves the right to update or modify these Terms at any time.

Updated Terms shall become effective upon publication on the website or mobile application.

Continued use of the Platform following updates constitutes acceptance of the revised Terms.

19. Grievance Redressal

Users may raise complaints or concerns through the grievance redressal mechanisms provided on the website or mobile application.

For grievance-related matters, users may contact:

Email: indu@phirhealth.com
Phone: +91 9893557585

Address:
First Floor, 67, Subhash Nagar, Pardeshi Pura
Indore – 452011, Madhya Pradesh, India

20. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India.

Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Indore, Madhya Pradesh, unless otherwise required by applicable law.

21. Compliance

PHIR Health aims to comply with applicable laws and regulations, including:

  • Information Technology Act, 2000
  • Digital Personal Data Protection Act (DPDP Act), 2023
  • Consumer Protection (E-Commerce) Rules, 2020
  • Information Technology Rules relating to sensitive personal data
  • applicable healthcare and digital platform regulations

22. Contact Information

For questions, support requests, legal notices, or policy-related concerns, please contact:

PHIR Health

Email: indu@phirhealth.com
Phone: +91 9893557585

Address:
First Floor, 67, Subhash Nagar, Pardeshi Pura
Indore – 452011, Madhya Pradesh, India